/* ===== Reset & Base ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #2563eb;
    --primary-dark: #1d4ed8;
    --primary-light: #3b82f6;
    --primary-bg: #eff6ff;
    --secondary: #0f172a;
    --text: #1e293b;
    --text-light: #64748b;
    --text-lighter: #94a3b8;
    --success: #10b981;
    --success-bg: #ecfdf5;
    --danger: #ef4444;
    --warning: #f59e0b;
    --white: #ffffff;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --border: #e2e8f0;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow: 0 4px 6px -1px rgba(0,0,0,0.07), 0 2px 4px -2px rgba(0,0,0,0.05);
    --shadow-md: 0 10px 15px -3px rgba(0,0,0,0.08), 0 4px 6px -4px rgba(0,0,0,0.04);
    --shadow-lg: 0 20px 25px -5px rgba(0,0,0,0.08), 0 8px 10px -6px rgba(0,0,0,0.04);
    --shadow-xl: 0 25px 50px -12px rgba(0,0,0,0.15);
    --radius: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--text);
    line-height: 1.6;
    background: var(--white);
    overflow-x: hidden;
}

a {
    color: var(--primary);
    text-decoration: none;
    transition: color 0.2s;
}

a:hover {
    color: var(--primary-dark);
}

img {
    max-width: 100%;
    display: block;
}

/* ===== Container ===== */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== Buttons ===== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    border-radius: 10px;
    font-weight: 600;
    font-size: 0.95rem;
    border: none;
    cursor: pointer;
    transition: all 0.25s ease;
    text-decoration: none;
    line-height: 1.4;
}

.btn-primary {
    background: var(--primary);
    color: var(--white);
    box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
}

.btn-primary:hover {
    background: var(--primary-dark);
    color: var(--white);
    box-shadow: 0 6px 20px rgba(37, 99, 235, 0.45);
    transform: translateY(-1px);
}

.btn-white {
    background: var(--white);
    color: var(--primary);
    box-shadow: var(--shadow-md);
}

.btn-white:hover {
    color: var(--primary-dark);
    transform: translateY(-1px);
    box-shadow: var(--shadow-lg);
}

.btn-lg {
    padding: 16px 32px;
    font-size: 1.05rem;
    border-radius: 12px;
}

.btn-full {
    width: 100%;
    justify-content: center;
}

.btn-nav {
    background: var(--primary);
    color: var(--white);
    padding: 10px 20px;
    font-size: 0.875rem;
    border-radius: 8px;
}

.btn-nav:hover {
    background: var(--primary-dark);
    color: var(--white);
}

/* ===== Navbar ===== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(226, 232, 240, 0.5);
    transition: all 0.3s ease;
}

.navbar.scrolled {
    box-shadow: var(--shadow);
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    color: var(--secondary);
}

.logo-icon {
    font-size: 1.6rem;
    color: var(--primary);
}

.logo-text {
    font-size: 1.35rem;
    font-weight: 800;
    letter-spacing: -0.5px;
}

.logo-highlight {
    color: var(--primary);
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
    list-style: none;
}

.nav-links a {
    color: var(--text-light);
    font-weight: 500;
    font-size: 0.925rem;
    transition: color 0.2s;
}

.nav-links a:hover {
    color: var(--text);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}

.mobile-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--text);
    border-radius: 2px;
    transition: all 0.3s;
}

/* ===== Hero ===== */
.hero {
    position: relative;
    padding: 110px 0 100px;
    background: linear-gradient(135deg, #0f172a 0%, #1e3a5f 50%, #1e40af 100%);
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 20% 50%, rgba(37, 99, 235, 0.15) 0%, transparent 50%),
        radial-gradient(circle at 80% 20%, rgba(59, 130, 246, 0.1) 0%, transparent 40%),
        radial-gradient(circle at 60% 80%, rgba(37, 99, 235, 0.08) 0%, transparent 40%);
    pointer-events: none;
}

.hero > .container {
    position: relative;
    z-index: 2;
}

.hero-top {
    text-align: center;
    color: var(--white);
    margin-bottom: 28px;
}

.hero-top .hero-subtitle {
    margin-left: auto;
    margin-right: auto;
}

.hero-top .hero-stats {
    justify-content: center;
    margin-bottom: 0;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.15);
    padding: 8px 16px;
    border-radius: 100px;
    font-size: 0.85rem;
    font-weight: 500;
    margin-bottom: 24px;
    backdrop-filter: blur(4px);
}

.badge-dot {
    width: 8px;
    height: 8px;
    background: var(--success);
    border-radius: 50%;
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.4; }
}

.hero h1 {
    font-size: 2.5rem;
    font-weight: 900;
    line-height: 1.1;
    letter-spacing: -1px;
    margin-bottom: 12px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.text-gradient {
    background: linear-gradient(135deg, #60a5fa, #a78bfa);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.6;
    margin-bottom: 20px;
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
}

.hero-stats {
    display: inline-flex;
    align-items: center;
    gap: 24px;
    margin-bottom: 0;
    padding: 14px 28px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    backdrop-filter: blur(4px);
}

.stat-number {
    display: block;
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--white);
    letter-spacing: -0.5px;
}

.stat-label {
    display: block;
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
    font-weight: 500;
    margin-top: 2px;
}

.stat-divider {
    width: 1px;
    height: 40px;
    background: rgba(255, 255, 255, 0.15);
}

/* Step Indicators */
.step-indicators {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    margin-bottom: 32px;
    position: relative;
}

.step-dot {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.15);
    border: 2px solid rgba(255, 255, 255, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.step-dot span {
    font-size: 0.8rem;
    font-weight: 700;
    color: rgba(255, 255, 255, 0.5);
}

.step-dot.active {
    background: var(--primary);
    border-color: var(--primary-light);
    box-shadow: 0 0 20px rgba(37, 99, 235, 0.4);
}

.step-dot.active span {
    color: var(--white);
}

.step-dot.done {
    background: var(--success);
    border-color: var(--success);
}

.step-dot.done span {
    color: var(--white);
}

.step-line {
    width: 60px;
    height: 2px;
    background: rgba(255, 255, 255, 0.15);
    transition: background 0.3s ease;
}

.step-line.done {
    background: var(--success);
}

/* Form Cards */
.form-card {
    display: none;
    max-width: 520px;
    margin: 0 auto;
}

.form-card.active {
    display: block;
    animation: cardIn 0.45s ease;
}

@keyframes cardIn {
    from { opacity: 0; transform: translateY(20px) scale(0.97); }
    to { opacity: 1; transform: translateY(0) scale(1); }
}

.form-card-inner {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 40px;
    box-shadow: var(--shadow-xl);
    text-align: center;
}

.form-card-icon {
    width: 64px;
    height: 64px;
    background: var(--primary-bg);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--primary);
}

.form-card-inner h3 {
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--secondary);
    margin-bottom: 6px;
}

.form-card-desc {
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: 28px;
}

/* CTA intro card */
.form-card-cta .form-card-desc {
    max-width: 380px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 24px;
}

.form-card-icon-lg {
    width: 80px;
    height: 80px;
    border-radius: 20px;
}

.cta-benefits {
    list-style: none;
    padding: 0;
    margin: 0 0 28px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    text-align: left;
    max-width: 300px;
    margin-left: auto;
    margin-right: auto;
}

.cta-benefits li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text);
}

.cta-benefits svg {
    flex-shrink: 0;
}

.form-card-fields {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 28px;
    text-align: left;
}

/* Button row */
.btn-row {
    display: flex;
    gap: 12px;
    align-items: center;
}

.btn-back {
    background: var(--gray-100);
    color: var(--text-light);
    border: 1px solid var(--border);
}

.btn-back:hover {
    background: var(--gray-200);
    color: var(--text);
}

/* Terms Box */
.terms-box {
    background: var(--gray-50);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 20px 24px;
    margin-bottom: 24px;
    text-align: left;
    max-height: 240px;
    overflow-y: auto;
}

.terms-box p {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text);
    margin-bottom: 12px;
}

.terms-box ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.terms-box li {
    position: relative;
    padding-left: 24px;
    font-size: 0.82rem;
    color: var(--text-light);
    line-height: 1.6;
}

.terms-box li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 5px;
    width: 14px;
    height: 14px;
    border-radius: 4px;
    background: var(--primary-bg);
    border: 1.5px solid var(--primary-light);
}

.terms-box li::after {
    content: '';
    position: absolute;
    left: 3px;
    top: 8px;
    width: 8px;
    height: 4px;
    border-left: 2px solid var(--primary);
    border-bottom: 2px solid var(--primary);
    transform: rotate(-45deg);
}

.terms-box a {
    color: var(--primary);
    text-decoration: underline;
}

/* Marketing Consent */
.marketing-consent {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 24px;
    text-align: left;
}

.marketing-consent input[type="checkbox"] {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    accent-color: var(--primary);
    flex-shrink: 0;
    cursor: pointer;
}

.marketing-consent label {
    font-size: 0.8rem;
    color: var(--text-light);
    line-height: 1.5;
    cursor: pointer;
}

/* Signature */
.sig-label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text);
    margin-bottom: 8px;
    text-align: left;
}

.signature-box {
    position: relative;
    border: 2px dashed var(--gray-300);
    border-radius: var(--radius);
    background: var(--gray-50);
    overflow: hidden;
    cursor: crosshair;
    transition: all 0.25s ease;
}

.signature-box:hover,
.signature-box.active {
    border-color: var(--primary-light);
    background: var(--white);
}

.signature-box canvas {
    display: block;
    width: 100%;
    height: 160px;
    touch-action: none;
}

.sig-clear {
    position: absolute;
    top: 10px;
    right: 10px;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: 5px 12px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 8px;
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--text-light);
    cursor: pointer;
    font-family: inherit;
    transition: all 0.2s;
}

.sig-clear:hover {
    color: var(--danger);
    border-color: var(--danger);
}

.form-disclaimer {
    text-align: center;
    font-size: 0.78rem;
    color: var(--text-lighter);
}

/* Hero Wave */
.hero-wave {
    position: absolute;
    bottom: -1px;
    left: 0;
    right: 0;
    pointer-events: none;
    z-index: 0;
}

.hero-wave svg {
    display: block;
    width: 100%;
    height: 80px;
}

/* ===== Trust Bar ===== */
.trust-bar {
    padding: 28px 0;
    background: var(--white);
    border-bottom: 1px solid var(--border);
}

.trust-items {
    display: flex;
    justify-content: center;
    gap: 48px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--text-light);
    font-size: 0.9rem;
    font-weight: 500;
}

.trust-item svg {
    color: var(--primary);
    flex-shrink: 0;
}

/* ===== Section Header ===== */
.section-header {
    text-align: center;
    margin-bottom: 56px;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.section-tag {
    display: inline-block;
    background: var(--primary-bg);
    color: var(--primary);
    padding: 6px 16px;
    border-radius: 100px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 16px;
}

.section-header h2 {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--secondary);
    letter-spacing: -0.5px;
    margin-bottom: 12px;
}

.section-header p {
    color: var(--text-light);
    font-size: 1.05rem;
    line-height: 1.7;
}

/* ===== Eligibility ===== */
.eligibility {
    padding: 100px 0;
    background: var(--white);
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.eligibility-card {
    position: relative;
    padding: 36px 28px;
    background: var(--gray-50);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
}

.eligibility-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary-light);
}

.eligibility-icon {
    width: 56px;
    height: 56px;
    background: var(--primary-bg);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    color: var(--primary);
}

.eligibility-card h3 {
    font-size: 1.15rem;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--secondary);
}

.eligibility-card p {
    font-size: 0.925rem;
    color: var(--text-light);
    line-height: 1.65;
    flex: 1;
}

.eligibility-tag {
    display: inline-block;
    margin-top: 16px;
    padding: 4px 12px;
    background: #fef3c7;
    color: #92400e;
    border-radius: 6px;
    font-size: 0.75rem;
    font-weight: 600;
    align-self: flex-start;
}

/* ===== How It Works ===== */
.how-it-works {
    padding: 100px 0;
    background: var(--gray-50);
}

.steps-grid {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 0;
}

.step-card {
    flex: 1;
    max-width: 320px;
    text-align: center;
    padding: 40px 28px;
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
    position: relative;
    transition: all 0.3s ease;
}

.step-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.step-number {
    position: absolute;
    top: 16px;
    left: 20px;
    font-size: 0.8rem;
    font-weight: 800;
    color: var(--primary);
    opacity: 0.5;
}

.step-icon {
    width: 72px;
    height: 72px;
    background: var(--primary-bg);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: var(--primary);
}

.step-card h3 {
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--secondary);
}

.step-card p {
    font-size: 0.9rem;
    color: var(--text-light);
    line-height: 1.65;
}

.step-connector {
    display: flex;
    align-items: center;
    padding-top: 80px;
    flex-shrink: 0;
    margin: 0 -8px;
}

.steps-cta {
    text-align: center;
    margin-top: 48px;
}

/* Form Fields */

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.form-group label {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text);
}

.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group input[type="date"] {
    padding: 12px 16px;
    border: 2px solid var(--border);
    border-radius: 10px;
    font-size: 0.95rem;
    font-family: inherit;
    transition: all 0.2s;
    background: var(--gray-50);
    color: var(--text);
}

.form-group input:focus {
    outline: none;
    border-color: var(--primary);
    background: var(--white);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-group input::placeholder {
    color: var(--text-lighter);
}

/* ===== Scroll Animations ===== */
.fade-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-up-delay-1 { transition-delay: 0.1s; }
.fade-up-delay-2 { transition-delay: 0.2s; }
.fade-up-delay-3 { transition-delay: 0.3s; }

/* ===== Info Section ===== */
.info-section {
    padding: 60px 0;
    background: var(--gray-50);
}

.info-box {
    display: flex;
    gap: 20px;
    padding: 28px 32px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
}

.info-icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    background: var(--primary-bg);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
}

.info-content h3 {
    font-size: 1.05rem;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--secondary);
}

.info-content p {
    font-size: 0.875rem;
    color: var(--text-light);
    line-height: 1.7;
}

/* ===== FAQ ===== */
.faq-section {
    padding: 100px 0;
    background: var(--white);
}

.faq-list {
    max-width: 760px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    transition: all 0.2s;
}

.faq-item:hover {
    border-color: var(--gray-300);
}

.faq-item.open {
    border-color: var(--primary-light);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.06);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    background: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 1rem;
    font-weight: 600;
    color: var(--secondary);
    text-align: left;
    transition: all 0.2s;
}

.faq-question:hover {
    color: var(--primary);
}

.faq-chevron {
    flex-shrink: 0;
    transition: transform 0.3s ease;
    color: var(--text-light);
}

.faq-item.open .faq-chevron {
    transform: rotate(180deg);
    color: var(--primary);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
}

.faq-answer p {
    padding: 0 24px 20px;
    font-size: 0.925rem;
    color: var(--text-light);
    line-height: 1.7;
}

/* ===== Final CTA ===== */
.final-cta {
    padding: 100px 0;
    background: linear-gradient(135deg, #0f172a 0%, #1e3a5f 50%, #1e40af 100%);
    text-align: center;
}

.cta-content h2 {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
    letter-spacing: -0.5px;
}

.cta-content p {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.65);
    margin-bottom: 32px;
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
}

/* ===== Footer ===== */
.footer {
    padding: 64px 0 32px;
    background: var(--secondary);
    color: rgba(255, 255, 255, 0.6);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
}

.footer-brand .logo {
    margin-bottom: 16px;
}

.footer-brand .logo-text {
    color: var(--white);
}

.footer-brand p {
    font-size: 0.9rem;
    line-height: 1.6;
}

.footer-links h4 {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--white);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 16px;
}

.footer-links ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.875rem;
    transition: color 0.2s;
}

.footer-links a:hover {
    color: var(--white);
}

.footer-bottom {
    padding-top: 32px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
}

.footer-bottom p {
    font-size: 0.8rem;
    margin-bottom: 8px;
}

.footer-legal {
    max-width: 760px;
    margin: 0 auto;
    font-size: 0.75rem !important;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.35);
}

/* ===== Responsive ===== */
@media (max-width: 1024px) {
    .hero h1 {
        font-size: 2.5rem;
    }

    .form-card-inner {
        padding: 32px 28px;
    }

    .eligibility-grid {
        grid-template-columns: 1fr;
        max-width: 480px;
        margin: 0 auto;
    }

    .steps-grid {
        flex-direction: column;
        align-items: center;
    }

    .step-connector {
        transform: rotate(90deg);
        padding-top: 0;
        margin: -8px 0;
    }

    .step-card {
        max-width: 100%;
        width: 100%;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
        position: absolute;
        top: 72px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px 24px;
        gap: 16px;
        border-bottom: 1px solid var(--border);
        box-shadow: var(--shadow-md);
    }

    .nav-links.open {
        display: flex;
    }

    .btn-nav {
        display: none;
    }

    .mobile-toggle {
        display: flex;
    }

    .hero {
        padding: 120px 0 80px;
        min-height: auto;
    }

    .hero h1 {
        font-size: 2rem;
    }

    .hero-stats {
        flex-direction: column;
        gap: 16px;
    }

    .stat-divider {
        width: 40px;
        height: 1px;
    }

    .section-header h2 {
        font-size: 1.75rem;
    }

    .form-card-inner {
        padding: 28px 20px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .trust-items {
        gap: 20px;
    }

    .trust-item span {
        display: none;
    }

    .info-box {
        flex-direction: column;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .final-cta {
        padding: 72px 0;
    }

    .cta-content h2 {
        font-size: 1.75rem;
    }

    .eligibility,
    .how-it-works,
    .faq-section {
        padding: 72px 0;
    }
}

@media (max-width: 480px) {
    .hero h1 {
        font-size: 1.7rem;
    }

    .btn-lg {
        padding: 14px 24px;
        font-size: 0.95rem;
    }
}